Have you recently experienced a declined transaction with the reason cited as "user limit exceeds"?
This can be frustrating and inconvenient, especially when making essential purchases or managing your business expenses. However, there's no need to worry! This decline message reminds you that you have reached your current spending limit.
We developed the "Check Spending Power" to provide financial flexibility. This feature enables you to quickly request a spending limit, ensuring that you have the flexibility to carry out transactions within your desired limit.
System Requirements:
IOS |
Android |
How Does It Work?
Accessing the "Check Spending Power" feature is simple.
1. Log in to your Torpago mobile app and navigate the Card Details section.
IOS |
Android |
2. From there, you can request a spending limit, providing the amount of your expected purchase.
IOS |
Android |
3. Our team will quickly review your request and look at it based on your account history and financial standing.
Here's how you know it's approved.
IOS |
Android |
Here's how you know it's NOT approved.
IOS |
Android |
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