Torpago's credit model is flexible enough to underwrite many businesses with limited operating history, revenue, or profitability. In order to give our customers the highest credit limit possible, our underwriting model relies on maintaining visibility into a company’s cash balance and transactions.
Credit limits are dynamic by design and are adjusted on a regular basis depending on your company's spending patterns, cash balance, and revenues.
We understand that your business needs may change, and there may be times you need to spend more than your credit limit allows. Please note that you may submit credit limit increase request once every four months. There are a number of ways that you can request a higher credit limit.
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